Stella Metford-Sewell

Well, where do I start?

40 years ago, I never thought I’d be here and telling you my why?

I married raised a family and had a great life, in 2014 I had a chat with a business friend, he said start your own company, ………. I said no, never…

Here I am.

Believing in the future and what it may bring.

I have had children and loved it, watched them grow and take their chances in life.

Recently 2 of my children have had their trials tested, and it has reminded of my why.

It’s about strength, growth, belief, trust, and honesty. 

I value this in Chris and my colleagues.

Being able to have a strong belief in my why has given me the ability to get on in life.

So here is the why, last year one of my daughters went to Italy with her partner and their family whilst they were away her partner had a stroke aged 39.  Caused due to an injury to one of the arteries in his neck.  Stuck in Italy with a four-month-old baby until nearly Christmas 2022 before she could get back to the UK. 

He did not have any critical illness in place.  Over the last year not only has my daughter had to continue to pay a mortgage on her house she has had to cut her maternity leave short and has saddled herself with another large loan to make ends meet for the family.

My youngest daughter has had diabetes type one from a young age has had various challenges with ulcers on her legs and feet. coupled with being in plaster on and off with a diabetic fracture. 

Before Christmas this year she is facing the devastation of a half leg amputation. 

She has in place a policy that even though it was primarily bought for the event of an accident she now has qualified her illness element. 

Her hospital stay will be covered whilst she says goodbye to her lower right leg and even though this will never compensate her for her lost limb, she will have a lump sum benefit paid.  The benefit payment will just make life easier whilst she recovers and may even buy a lightweight wheelchair that will give her the ability to move herself around.

My point is when she is well enough, she can maintain her independence.

I firmly believe that everyone should have some cover. 

We all insure our cars our home, even our mobile phone, we never consider what might happen to me.  Even the smallest amount of cover can make a real difference should the time come.

Stella

Chris Beecham

Following the death of his mother, Chris vowed that he would always be there to fight other peoples’ corners. Personal experiences can be a powerful motivator for some people and this is certainly true in Chris’ case. Through his mother’s illness, Chris witnessed first-hand the battles that many people face in securing the financial support that they are entitled to in times of need and this changed his outlook on life, as well as his business.

“At the age of 35, my mother was diagnosed with cancer. The diagnosis was followed by 7 years of illness and I can remember well the trips to hospital and the feelings of helplessness that came with it.

After she passed away, my father claimed on the mortgage insurance they’d taken out to the sum of £10,000, only to be refused.

The insurance company, in an attempt to avoid payment, said my mother had been to the doctors beforehand and therefore knew about the cancer and had failed to disclose it.

In actual fact, my mother had visited the doctor for something totally unrelated, but the insurance pay-out never came, leaving my father and I in a very difficult financial position. We had no one to help us… no one to fight our corner… and that’s a feeling I’ll never forget.

And it’s a feeling that will NEVER happen to my clients. I’m absolutely driven to make sure everyone is protected by a Will and the right Life Policy, and I’ll do all I can to assist anyone needing help.”

Chris is more than a financial adviser; he is a well-respected, caring and knowledgeable individual who does not want anybody else to suffer in the way that he and his father did.

Therefore, when you consult with Chris, you are not just assured of a reliable service – you are guaranteed that your best interests will be placed at the heart of every discussion and plan.